![]() ![]() Throughout this discussion, it is important to note that our analysis is descriptive and, while suggestive, does not necessarily imply causation. To answer these questions, we utilize a unique data set that matches the New York Fed Consumer Credit Panel (CCP), based on Equifax data, to National Student Clearinghouse (NSC) education data, allowing us to track student debt and educational attainment over time for a representative sample of young adults.
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